How would I add a shortcut to a folder within another folder SharePoint online

We've got a folder structure as below,

Approved Invoices

John Doe

• Approved
• In Query

Jane Doe

• Approved
• In Query

What we'd like is for there to be a shortcut to the top level folder in each users folder so they can add files in there for our finance team to process.

Approved Invoices

John Doe

• Approved Invoices
• In Query

Jane Doe

• Approved Invoices
• In Query

This is a piece of cake with Windows Explorer, Just create a shortcut and copy it to each users folder, however in SharePoint shortcuts don't work the same. I've tried creating a URL file but it doesn't allow us to drag and drop so it doesn't work for our use case since all of our users sync the library with their local machine.